Sr Credit Analyst (Fintech)

TL;DR

Senior Credit Analyst (Fintech): Researching and analyzing credit risks to approve or deny credit extensions for automotive customers with an accent on credit underwriting and dealer relationship management. Focus on evaluating credit data, ensuring regulatory compliance, and optimizing portfolio profitability.

Location: Hybrid (Raleigh, NC). Candidates must not require visa sponsorship.

Company

hirify.global is the captive finance subsidiary of General Motors, providing global auto finance solutions for retail and commercial customers.

What you will do

• Analyze credit data to determine risk levels for extending credit.
• Make decisions to approve or deny credit extensions based on authority and laws.
• Develop and maintain productive relationships with automobile dealers to ensure volume and quality.
• Capture automotive finance contracts that meet profitability criteria.
• Ensure strict compliance with applicable State and Federal regulatory requirements.
• Coordinate with other departments to maximize operational efficiency.

Requirements

• Authorized to work in the US without visa sponsorship.
• Knowledge of consumer finance, credit laws, and motor vehicle retail documentation.
• Strong analytical, problem-solving, and negotiation skills.
• High School Diploma or equivalent (Bachelor's degree preferred).
• 2-3 years of relevant experience preferred.
• Ability to make decisions in a fast-paced, high-pressure environment.

Culture & Benefits

• Flexible hybrid work environment with 2 days a week in the office.
• Comprehensive benefits starting on day one.
• 401K matching and tuition assistance.
• 12 weeks of 100% paid bonding leave for new parents.
• GM employee auto discount and community service pay.