Credit Analyst

TL;DR

Credit Analyst: Investigate credit and financial information for prospective and existing commercial clients with an accent on analyzing business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment. Focus on preparing credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers while supporting loan requests and ensuring regulatory compliance.

Location: Remote in WA, OR, ID (Bellevue WA / Portland OR / Boise ID / Spokane WA)

Targeted starting salary range (based on experience): $30.34–$39.98 hourly

Company

Community bank with $16B+ assets, 135 branches across WA, OR, ID, CA; Great Place to Work Certified and Forbes' Best 100 Banks for 9 years.

What you will do

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business/personal financial statements, tax returns, cash flow, collateral, and repayment sources.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests from simple to moderately complex.
• Ensure compliance with internal policies, procedures, security, and regulations.

Requirements

• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or related field (or equivalent education/experience)
• 2+ years of related credit or financial analysis experience

What helps you shine

• Strong analysis of financial statements, tax returns, cash flow, and basic accounting principles.
• Solid analytical thinking, judgment, and handling high-volume work under deadlines.
• Clear professional communication in writing and conversation.
• Understanding of federal/state commercial lending regulations.
• Proficiency in Excel, Word, and applicable systems.

Culture & Benefits

• Core values: Do the right thing, mutual respect, teamwork, accountability.
• Comprehensive benefits: medical, dental, vision, LTD, STD, life insurance; paid vacation, sick time, 11 holidays.
• 401k with up to 4% match; tuition reimbursement; annual incentive potential.
• 0% travel; great work-life balance and growth opportunities.