Credit Process and Analytics Analyst (Finance)

TL;DR

Credit Process and Analytics Analyst (Finance): Supporting credit risk analytics and allowance workflow for CECL and AFS portfolios with an accent on model execution and portfolio assessment. Focus on delivering accurate credit insights, managing qualitative adjustments, and ensuring alignment with accounting and model governance standards.

Location: Must be based in Boston, MA, Springfield, MA, or New York, NY

Salary: $104,900–$137,700

Company

A purpose-driven organization focused on long-term impact, integrity, and stewardship in the financial services industry.

What you will do

• Execute monthly and quarterly credit loss models for CECL and AFS portfolios and analyze drivers of change.
• Perform sensitivity analysis, stress testing, and portfolio reviews to assess emerging credit risks.
• Develop and document credit-driven qualitative adjustments to address model limitations.
• Partner with portfolio managers to incorporate credit migration trends and sector insights.
• Conduct AFS security reviews to support credit impairment assessments.
• Collaborate with Finance, Accounting, and Model Risk Management to provide documentation for financial reporting and validation.

Requirements

• Bachelor’s degree.
• 5+ years of experience in credit risk management, credit analytics, or quantitative risk modeling within financial services.
• 3+ years of experience with credit risk fundamentals (PD, LGD, EAD), CECL (ASC 326), or AFS impairment standards.
• 3+ years of experience analyzing large datasets and synthesizing findings into credit-focused narratives.

Culture & Benefits

• Collaborative environment where perspectives are welcomed.
• Clear areas of ownership and accountability tied to company and customer outcomes.
• Access to learning, development, and internal growth networks.
• Employee-led communities and forums that foster connection and inclusion.
• Culture grounded in integrity, responsibility, and stewardship.