Lending Compliance Manager (Fintech)

TL;DR

Lending Compliance Manager (Fintech): Building, implementing, and operating the Compliance Management System (CMS) for consumer lending products with an accent on regulatory integration into product design and underwriting. Focus on ensuring scalable growth, regulatory readiness, and fair customer outcomes across SNPL and future lending features.

Location: Remote (US), with hybrid options in Miami or Mexico City

Company

A Series B fintech building a financial ecosystem for Latin immigrants in the U.S. using AI, blockchain, and stablecoins.

What you will do

• Design and operate the Compliance Management System (CMS) for lending products, starting with Send Now, Pay Later (SNPL).
• Translate regulatory requirements (TILA, ECOA, FCRA, UDAAP) into clear product requirements and control logic.
• Partner with Product and Engineering to ensure compliant disclosures, loan agreements, and customer flows by design.
• Oversee underwriting policies and automated decisioning frameworks to ensure fair lending and lack of prohibited bias.
• Design and execute compliance monitoring and testing programs across underwriting, disclosures, servicing, and collections.
• Manage the complaint framework and act as the primary contact for regulatory exams and audits (e.g., Texas OCCC).

Requirements

• 6+ years of experience in consumer lending compliance, fintech, or regulated financial services.
• Strong knowledge of TILA/Regulation Z, ECOA/Regulation B, FCRA, and UDAAP.
• Experience building or operating a Compliance Management System (CMS) in a regulated environment.
• Ability to translate regulations into technical product and engineering requirements.
• Must be based in the United States.

Nice to have

• Experience with Texas Finance Code Chapter 342 and state lending frameworks.
• Spanish fluency strongly preferred.
• Systems-thinking approach to controls and a builder's mindset.

Culture & Benefits

• Competitive salary, initial stock options grant, and annual performance bonus.
• Comprehensive health, dental, and vision plans.
• Unlimited PTO and paid parental leave.
• Remote-first work environment with hybrid options in Miami and Mexico City.
• High-growth entrepreneurial culture with a bias for action and radical transparency.