Manager 3, Software Engineering (Fintech Risk)

TL;DR

Manager 3, Software Engineering (Fintech Risk): Lead the Fintech Risk Platform organization, defining and executing end-to-end risk technology strategy with an accent on fraud, credit risk, payments, and compliance domains. Focus on driving enterprise-wide architecture, AI/ML-driven decisioning systems, cross-functional alignment, and optimizing KPIs like fraud loss rate, approval rates, and customer churn.

Location: Mountain View, California

Company

Global financial technology platform serving 100 million customers with products like TurboTax, Credit Karma, QuickBooks, and Mailchimp.

What you will do

• Define and own enterprise risk platform strategy, aligning technology with business goals for loss reduction, customer experience, and revenue growth.
• Partner with Risk leadership to improve KPIs like fraud loss rate, risk-induced churn, approval rates, and portfolio health.
• Lead execution of large-scale risk initiatives, ensuring speed, scalability, and regulatory compliance.
• Guide evolution of real-time risk decisioning platforms with AI/ML capabilities and modern architectures.
• Build and develop multi-layered engineering organization with focus on leadership, talent development, and business-centric culture.
• Act as advisor to executives across Risk, Product, Finance, Compliance, influencing company-wide decisions.

Requirements

• 15+ years software engineering experience with 8+ years leading senior leaders and multi-layered organizations
• Proven track record owning large-scale risk, fraud, payments, or financial platforms
• Experience influencing business KPIs like loss rate, approval rate, or customer churn
• Deep expertise in distributed systems, cloud-native architectures, and real-time decisioning systems
• Strong ability to partner with executives and translate between technical and business domains

Nice to have

• Experience owning risk P&L, fraud loss budgets, or portfolio performance
• Background in AI/ML-driven risk systems and model governance
• Operating in highly regulated financial environments
• MBA or advanced degree in Computer Science or Engineering

Culture & Benefits

• Competitive compensation with pay-for-performance rewards, cash bonus, equity, and benefits.
• Strong focus on fair pay through regular comparisons across ethnicity and gender categories.
• Culture of ownership, accountability, and business-centric thinking tied to risk outcomes.