ACF Sr Credit Analyst I (Fintech)

TL;DR

ACF Sr Credit Analyst I (Fintech): Evaluating and managing credit risk by reviewing financial data and credit histories to approve or decline credit requests with an accent on automotive finance and regulatory compliance. Focus on building dealer relationships, optimizing credit quality, and ensuring strict adherence to State and Federal laws.

Location: Hybrid in Raleigh, NC. Must be based in the US; no visa sponsorship provided.

Company

hirify.global is a global provider of auto finance solutions and a wholly owned captive finance subsidiary of General Motors.

What you will do

• Analyze credit data to determine the degree of risk involved in extending credit
• Make decisions to approve or deny credit requests within established authority and legal frameworks
• Develop and maintain dealer relationships to ensure volume objectives and credit quality
• Manage automotive finance contracts based on profitability and performance criteria
• Coordinate with internal departments to maximize operational efficiency
• Establish and track monthly goals for assigned dealers and ensure proper documentation

Requirements

• High School Diploma or equivalent
• 2-3 years of underwriting or sales experience in the automotive industry preferred
• Knowledge of consumer finance, banking, and indirect retail auto financing
• Understanding of State and Federal regulatory requirements and credit laws
• Strong analytical, problem-solving, and communication skills
• Ability to work in a fast-paced environment without visa sponsorship

Culture & Benefits

• Generous benefits package available from day one
• 401K matching and tuition assistance
• 12 weeks of 100% paid bonding leave for new parents
• GM employee auto discount
• Flexible hybrid work environment (2 days a week in office)
• Community service pay and nine company holidays