Senior Portfolio & Risk Analyst (Fintech)

TL;DR

Senior Portfolio & Risk Analyst (Fintech): Building and refining pricing models for receivables portfolios with an accent on portfolio performance and risk analysis. Focus on automating reporting workflows, identifying optimization levers through cohort and vintage analyses, and improving purchase decisions for receivables assets.

Location: Hybrid (Berlin, Germany)

Company

hirify.global is a fintech company redefining debt collection in Europe through data, technology, and customer centricity.

What you will do

• Build and refine pricing models for receivables portfolios to shape acquisition decisions.
• Acquire underlying assets in collaboration with external partners.
• Analyze portfolio performance using cohort, vintage, and cash-flow analyses to identify optimization levers.
• Design and automate reporting workflows and data pipelines that scale with the portfolio.
• Collaborate with Partnership, Data Science, BI, and senior management to improve purchase processes.

Requirements

• Degree in Economics, Finance, Data Science, or similar.
• 3+ years of experience in portfolio management, credit risk, or investment analytics.
• Strong proficiency in Excel, SQL, and Python.
• Experience with performance and risk analysis (e.g., cohort analysis, backtesting, DCF).
• Fluent English proficiency.

Nice to have

• Experience with NPL or receivables portfolios.
• German language skills.

Culture & Benefits

• International team environment with 30+ nationalities.
• Flat hierarchy with transparent feedback and regular 1-on-1s.
• Unlimited employment contract with flexible working hours and 28 vacation days.
• Personal learning & development budget and German language courses.
• Company pension plan and partly covered Deutschlandticket for public transport.
• Hybrid work model with a modern office in Berlin.