Regional Underwriting Manager (Finance)

TL;DR

Regional Underwriting Manager (Finance): Managing and supporting the underwriting department's daily operations and service level agreements with an accent on Non-QM loan scenarios and quality control. Focus on coaching underwriters, conducting secondary reviews, and ensuring compliance with agency guidelines.

Location: Must be based in the United States

Salary: $140,000 - $150,000

Company

A leading distributed retail mortgage lender operating across all 50 US states, D.C., and Puerto Rico.

What you will do

• Provide coaching, mentoring, and training to Underwriters on processes, guidelines, and Encompass system work.
• Serve as the primary point of contact for loan-level questions, complex scenarios, and 2nd level mortgage reviews.
• Manage the pipeline to ensure all loans are within SLA and handle load balancing and priority reviews.
• Complete CTC reviews and perform spot reviews to ensure quality and adherence to guidelines.
• Interview prospective Underwriters and manage team administrative tasks like timecards and PTO.
• Conduct branch welcome calls and report on Underwriter final bonus numbers.

Requirements

• Bachelor's Degree or equivalent combination of education and experience.
• DE, SAR, and LAPP certifications are required.
• 5+ years of Mortgage Underwriting Experience (FHA, VA, and Conventional) with agency guideline knowledge.
• 5+ years of underwriting supervisory experience.
• Proficiency with Encompass LOS and Microsoft Office Suite.
• Knowledge of ATR/QM, compliance, and disclosure requirements.

Culture & Benefits

• Competitive compensation plan and a robust benefits package.
• Comprehensive medical, dental, and vision insurance.
• 401K retirement plan.
• Company-provided short-term disability and employee assistance program.
• Wellness program and a supportive, entrepreneurial corporate culture.