ERM Product Risk Lead (Fintech)

TL;DR

ERM Product Risk Lead (Fintech): Providing second-line risk oversight and independent challenge for agile product teams with an accent on integrating ERM standards and controls into product delivery. Focus on enabling risk-informed decision-making, surfacing emerging risks, and strengthening risk culture across the product landscape.

Location: Hybrid in Toronto, Canada

Salary: $130,000–$145,000

Company

hirify.global is a leading Canadian fintech company providing secure digital payments, identity verification, and industry-leading fraud protection.

What you will do

• Serve as a dedicated second-line risk partner to agile product teams, participating in ceremonies and delivery cycles.
• Embed ERM policies, frameworks, and risk appetite into product planning, design, and execution.
• Independently assess and challenge first-line risk decisions, including control design and residual risk acceptances.
• Prepare independent risk reports and monitor risk metrics to escalate emerging gaps or policy deviations.
• Oversee the management of Risk, Deficiency, and Control databases for product teams and business units.
• Collaborate with other Risk Leads to drive consistency and develop risk management user guides and SOPs.

Requirements

• 10+ years of experience in regulatory compliance or risk management within financial services or payments.
• Strong understanding of operational risk practices, including RCSAs, control design, and issue management.
• Deep familiarity with enterprise risk frameworks, risk appetite, and the Three Lines of Defense model.
• Hands-on experience working alongside agile product teams (squads) in iterative environments.
• Proven ability to influence product owners and stakeholders in a matrixed environment.
• Eligibility to work for hirify.global Corp. in Canada in a full-time capacity.

Culture & Benefits

• Employer-paid benefits coverage for peace of mind.
• Flexible hybrid work model to support work-life balance.
• Opportunity to shape the future of digital finance in Canada.
• Inclusive culture and intentional support prioritizing total wellness.