Credit Underwriter - 12 Months FTC

TL;DR

Credit Underwriter (B2B/Consumer Credit): Manage day-to-day credit and underwriting processes for electric vehicle leasing products including business contract hire, salary sacrifice, and consumer credit with an accent on assessing B2B and consumer credit risk. Focus on handling escalations and referrals, owning manual underwriting decisions, and supporting development of scorecards, policies, processes, and systems.

Location: Remote (UK)

Company

Octopus Electric Vehicles, part of hirify.global Group, offers electric car leasing to accelerate the transition to greener driving.

What you will do

• Manage day-to-day credit and underwriting processes
• Review and manage credit escalations and referrals
• Own underwriting decisions for clients outside auto-underwriting limits
• Support development of consumer scorecards, underwriting policies, processes, and systems

Requirements

• Must be based in the UK for remote work
• Willingness to process and evaluate credit applications from consumers to large corporates
• Ability to interpret credit application information like accounts and KPIs
• Experience in hands-on credit assessment and underwriting roles
• Knowledge of credit policies
• Familiarity with automated credit decisioning platforms (e.g., Lending Metrics)
• Experience in vehicle leasing

Culture & Benefits

• Unique culture focused on autonomy, quick learning, and decision-making
• Perks including those at the Octopus Employee Benefits hub
• Dog-friendly offices with precautions for allergies
• Part of award-winning company: best places to work awards from Sunday Times, Tempo, Glassdoor
• Empowering environment with strong senior leadership