NEO - Credit Analyst (Fintech)

TL;DR

NEO - Credit Analyst (Fintech): Thoroughly reviewing mortgage loan applications for completeness, accuracy, and regulatory compliance with an accent on verifying borrower information, credit reports, and documentation. Focus on acting as primary contact for stakeholders, preparing files for underwriting, and ensuring timely closings while resolving processing issues.

Remote

Company

AI-native mortgage and home equity finance company revolutionizing the US market with proprietary AI platform Tinman® and voice-based AI assistant Betsy™, having funded over $110 billion in loans.

What you will do

• Review mortgage loan applications to ensure completeness, accuracy, and compliance with policies and regulations.
• Verify borrower information, employment, credit reports, and documentation.
• Act as primary point of contact between borrowers, loan officers, underwriters, and stakeholders.
• Communicate with clients to collect documentation and address inquiries.
• Prepare and organize loan files for underwriting submission.
• Collaborate with underwriters on additional needs, monitor timelines, and provide updates.
• Conduct quality assurance checks, identify discrepancies, and resolve processing issues.

Requirements

• Experience in mortgage loan processing, credit analysis, or related financial roles.
• Knowledge of regulatory standards, company policies, and industry best practices in US mortgage lending.
• Strong attention to detail for verifying documents and ensuring compliance.
• Excellent communication skills for client and stakeholder interactions.
• Ability to manage timelines and collaborate across teams.