Staff Risk Analytics (Fintech)

TL;DR

Staff Risk Analytics (Fraud) (Fintech): Own the full fraud policy lifecycle spanning identity verification, account opening, deposits, card transactions, and monetary actions with an accent on signal analysis, risk design, rule implementation, and ongoing optimization. Focus on proactively identifying emerging fraud vectors, leading cross-functional initiatives across Engineering, Product, and Compliance, and building real-time monitoring dashboards.

Location: Remote, US

Salary: $170,000-$210,000 + equity + benefits

Company

Pioneer in earned wage access delivering real-time financial flexibility for paycheck-to-paycheck users without fees, interest, or credit checks.

What you will do

• Own fraud policy lifecycle from strategy, signal analysis, and risk design through implementation, monitoring, and optimization across identity verification, transactions, and monetary actions
• Proactively identify emerging fraud vectors and redesign controls; support AML rule design and governance
• Define long-term fraud strategy anchoring Product and Engineering roadmaps; lead initiatives with Compliance, Fraud Ops, and partners like Visa
• Serve as escalation point for fraud incidents and ATO attacks, driving real-time cross-team responses
• Build and maintain fraud dashboards for real-time monitoring and self-serve analytics
• Mentor analysts and scale fraud capabilities organization-wide

Requirements

• 7+ years in fraud analytics within fintech or consumer financial products
• Proven track record driving structural fraud improvements across multiple domains
• Skilled in using data to identify trends, quantify exposure, and translate findings into policy changes
• Strong understanding of credit card programs end-to-end, including transaction lifecycle, authorizations, disputes, and network relationships
• SQL expert for complex transaction data investigations and engineering decisions
• Proficient in Tableau and Databricks; deep knowledge of transaction data flows
• Experience with external fraud platforms like Visa Risk Manager or Socure
• Ability to lead cross-functional programs without authority and communicate effectively

Culture & Benefits

• Dynamic, fast-paced fintech environment with meaningful impact on products and customer interactions
• Remote position with equity and comprehensive benefits
• Diverse team focused on building inclusive financial systems
• Experienced leadership and strong funding from top partners