Senior Credit Officer - Enterprise Credit Risk

TL;DR

Senior Credit Officer (Enterprise Credit Risk): Crafting high-quality credit risk opinions and influencing CIB strategies, risk appetite, stress testing, and regulatory queries with an accent on complex asset classes, sectors, and products like derivatives and financial markets. Focus on shaping credit policies, serving as single point of contact for specialist queries, and driving innovation in reporting and sector insights.

Location: London, Birmingham, Leeds (Hybrid Working)

Company

We're rebooting an icon and building the future of finance at hirify.global.

What you will do

• Craft high-quality credit risk opinions supporting CIB strategies, risk appetite requests, scenarios, stress testing, emerging risks, and regulatory queries.
• Influence and enhance credit policies, standards, portfolio mandates, and complex transactions.
• Serve as single point of contact for specialist credit queries, portfolio changes, and new product proposals.
• Review proposals and provide recommendations in CIB’s Transaction Execution Committee and Markets Product Committee.
• Scan for economic, market, and political developments to maintain robust portfolio and policy frameworks.
• Drive innovation through ad-hoc projects enhancing reporting, appetite frameworks, and sector insights.
• Champion leadership to support an inclusive, high-performing team culture.

Requirements

• Inclusive leadership with passion for developing talent and fostering collaborative team environment.
• Deep credit expertise and agility to upskill across complex products in fast-paced setting.
• Strategic agility to balance priorities, operate at pace, and simplify complexity.
• Exceptional communication to shape clear narratives for senior audiences.

Culture & Benefits

• Generous pension contribution up to 15%.
• Annual performance-related bonus and share schemes including free shares.
• 30 days' holiday plus bank holidays.
• Adaptable benefits like discounted shopping and wellbeing initiatives.
• Generous parental leave policies and focus on inclusivity and diversity.