Treasury Risk Manager (Fintech)

TL;DR

Treasury Risk Manager (Fintech): Overseeing the treasury investment portfolio and providing second-line risk oversight for a scaling retail bank with an accent on wholesale credit risk, liquidity monitoring, and collateral performance. Focus on conducting independent credit assessments, stress testing complex securitisations, and partnering with Treasury Markets to ensure safe growth.

Location: Must be based in the UK (London, Cardiff, or remote within the UK).

Salary: £63,800 - £80,650 + Incentive Awards.

Company

A leading UK-based digital bank dedicated to solving financial problems and making money work for everyone through innovative banking products.

What you will do

• Oversee the growing treasury investment portfolio and monitor wholesale credit, market, and liquidity risks.
• Write independent credit assessments for proposed counterparties and securitisations.
• Conduct independent stress testing of ABS and CLO structures to evaluate portfolio resilience.
• Represent the 2nd Line of Defense in investor roadshows to analyze collateral and inherent risks.
• Monitor market trends and macroeconomic environments to identify emerging risks.
• Contribute to ALCo packs and provide 2LoD opinions on investment proposals.

Requirements

• Must be based in the UK.
• Relevant experience in a bank, consultancy, credit rating agency, or regulatory body.
• Solid understanding of retail bank treasury asset classes (Sovereign debt, Covered Bonds, ABS, CLO).
• Knowledge of securitisation structures, underwriting processes, and stress testing.
• Hands-on experience with Bloomberg for credit and market analysis.
• Understanding of prudential regulatory requirements regarding liquidity and capital.

Nice to have

• Working knowledge of Python and SQL for reporting and dashboards.
• Experience with Trade Management Systems.
• Familiarity with FX market products, repos, and interest rate derivatives.
• Exposure to Treasury ALM (Asset Liability Management).

Culture & Benefits

• Flexible working hours with a focus on trust and autonomy.
• £1,000 annual learning budget for professional development.
• Fully equipped home office setup provided, including a MacBook.
• Incentive awards tied to performance.
• Inclusive and diverse team environment with a mission-driven culture.

Hiring process

• Application review.
• Recruiter call.
• Role-specific interview.
• Values interview.