Senior Backend Engineer (Payment)

TL;DR

Senior Backend Engineer (Payment): Building and optimizing the core cross-border payment system with an accent on full payment-link implementation (acquiring, clearing & settlement, risk control) and anti-fund-loss solutions. Focus on designing reconciliation/error-handling/fund-audit mechanisms and solving high-concurrency, distributed transactions, and data-consistency challenges while integrating international payment channels.

Company

hirify.global is a regulated crypto payments brand in the Philippines offering crypto trading and financial services through a mobile app.

What you will do

• Design, develop, and optimize the core cross-border payment system; lead implementation across the full payment link (acquiring, clearing & settlement, risk control).
• Analyze fund-loss risks and build anti-fund-loss solutions (reconciliation, error handling, fund audit) to prevent capital risks.
• Integrate international payment channels (credit cards and local payment methods) and handle complex cross-border scenarios (compliance, exchange rates, settlement).
• Continuously improve system performance and resolve core issues such as high concurrency, distributed transactions, and data consistency.
• Collaborate with risk control, finance, product, and other teams to enhance payment system stability and security.

Requirements

• Strong knowledge of cross-border payment core logic and architecture, including experience as lead developer and architect for the full payment link.
• Practical experience with anti-fund-loss concepts, including handling fund-loss cases or designing related solutions.
• At least 2 years of experience developing and maintaining payment systems.
• At least 5 years of Java development experience and at least 2 years of architect experience.
• Excellent communication skills and strong ownership/initiative.

Culture & Benefits

• Hybrid work model based in Taguig City, Metro Manila, Philippines.
• Cross-functional collaboration to deliver implementations that improve customer experience.
• Fast-growing organization with opportunities to expand beyond APAC.
• Culture that supports data-backed ideas and turning proposals into meaningful changes.