Credit Strategy Analyst (Fintech)

Location: Wilmington, DE, US; hybrid workplace

Salary: USD 100,000–140,000 per year

Company

hirify.global is a technology-enabled fintech lending platform, now part of Barclays, providing innovative lending solutions and financial health tools.

What you will do

• Monitor, refine, and develop credit strategies covering underwriting, pricing, loan amounts, and fees for home-secured personal loans.
• Create champion/challenger and test/control strategies, including monitoring to inform future decisions.
• Perform scenario analysis, size financial impacts, and develop new strategy test cases.
• Conduct ad hoc analytics and create reporting and presentations.
• Work cross-functionally to support growth, product enhancements, and web-funnel conversion across acquisition channels.
• Partner with Decision Science to develop credit models and tools while maintaining risk and investor-return targets in changing economic conditions.

Requirements

• 5–7+ years of experience in a similar analytical role.
• Bachelor’s degree required in Statistics, Mathematics, Operational Research, Engineering, or another quantitative major; a Master’s degree is a plus.
• Financial industry, credit risk, and mortgage/home equity experience required.
• Proficiency in Python or a similar language, SQL, and Microsoft Excel.
• Proficiency in data interpretation, analytics, research methodologies, and statistical techniques.
• Strong knowledge of modeling tools and techniques and their use in strategy; ability to understand competitive pressure, economic trends, and business impacts.
• Excellent written and verbal English communication, critical-thinking, interpersonal, organizational, and presentation skills.
• Ability to work independently and in cross-functional teams, develop and execute business analyses, communicate results, and operate effectively in a fast-paced environment.
• Technical leadership skills including self-direction, coaching, and mentoring; ability to work with management at all levels and third-party vendors.

Nice to have

• Experience with Business Intelligence reporting tools such as Tableau or Power BI.

Culture & Benefits

• Full-time, permanent employment with opportunities for growth, development, and career mobility within Barclays.
• Cross-functional culture emphasizing collective ownership, knowledge sharing, continuous learning, and challenging the status quo.
• Retirement savings plans with company matching.
• Paid vacation, personal and sick time, disability leave, parental leave, and company holidays.
• Medical, dental, vision, flexible spending, health reimbursement, life insurance, wellness, and employee assistance benefits.
• Additional benefits include identity theft protection, pet insurance, fitness center reimbursements, and related discounts.