Staff Credit Risk Analyst (Fintech)

Location: Mountain View, California, United States

Base pay: $176,500–$238,500 per year; the position may also be eligible for a cash bonus, equity rewards, and benefits.

Company

hirify.global is a global financial technology platform serving tens of millions of customers through products including TurboTax, Credit Karma, QuickBooks, and Mailchimp.

What you will do

• Develop and implement credit risk strategies and policies for consumer lending and banking portfolios.
• Build compliance frameworks and ensure lending activities meet internal policies and regulatory requirements.
• Partner with product, marketing, data engineering, compliance, risk, and data science teams on decision support and customer insights.
• Use large-scale transactional data to improve risk strategies, design risk-adjusted policies, and support product feature expansion.
• Analyze portfolio performance by segment, identify trends, and conduct root-cause analysis.
• Mentor and coach Risk Analysts, evaluate vendors and data sources, and develop business cases for improved risk policies.

Requirements

• 10+ years of experience in data and risk, including cross-team collaboration and business requirements, particularly in consumer lending.
• Expertise in FinTech, risk, financial services, and consumer lending.
• Demonstrated cross-functional leadership in large matrixed organizations, including stakeholder alignment and product feature launches.
• Outstanding communication skills for presenting data-driven insights to technical and non-technical audiences.
• Strategic mindset, hands-on approach, coaching commitment, proactive ownership, problem-solving ability, and quantitative thinking.
• Strong organization and prioritization skills with the ability to manage multiple projects.
• Expertise in Python, R, SAS, and SQL environments.
• Experience with Tableau, QuickSight, and Databricks.
• Experience managing large-scale data projects and an undergraduate degree in Economics, Statistics, Engineering, or a related field.

Nice to have

• Product management experience.
• Advanced degree.

Culture & Benefits

• Work within hirify.global’s Consumer Group on consumer lending initiatives alongside its tax preparation business.
• Cross-functional environment spanning product, marketing, data engineering, compliance, risk, and data science.
• Competitive compensation with performance-based rewards, potential cash bonus, equity rewards, and benefits.