Senior Credit Risk Manager - LMM (Fintech)

Location: London, United Kingdom (Hybrid); remote work is also possible.

Company

hirify.global is a B2B payments platform combining commercial card issuing, payment accounts, FX, and spend management for businesses, fintechs, software platforms, and banks.

What you will do

• Assess EEA and UK SME and corporate customers, including their business models, operating relationships, public profiles, and financial standing.
• Underwrite customers using credit agency reports, financial statements, and bank account statements; document key risks, mitigants, and conclusions.
• Decide customer credit-limit requests within delegated authority and help maintain a performing loan book.
• Own and monitor multiple high-limit customers and customer groups, presenting their risk profiles to the credit risk committee.
• Improve standards, documentation, tools, and operational workflows while designing scalable, comhirify.global straight-through processes, including AI capabilities.
• Coordinate fact-based communication with Sales, Legal, Operations, Product, Data, and Risk teams.

Requirements

• At least 7 years of operational experience in credit risk assessment for EEA or UK corporate or SME customers from a bank or fintech.
• Strong knowledge of accounting principles and industry-specific financial analysis.
• Analytical thinking, attention to detail, and the ability to quickly understand new problems and systems and develop solutions.
• Experience with tools for loan processing, credit decisioning, and business intelligence.
• Project management skills and demonstrated ability to design and manage complex projects end to end.
• Determination and ability to work collaboratively toward high-quality results under stress.
• Fluent English with very good writing skills.

Nice to have

• Experience with large corporations and deal structuring.
• Exposure to open banking data.
• Knowledge of other European languages.

Culture & Benefits

• Growing team with significant responsibilities and a strong focus on knowledge exchange and excellence.
• Flat hierarchy, transparent communication, and a relaxed professional atmosphere.
• Flexible working arrangements with the possibility to work remotely.
• Opportunity to develop professionally in a dynamic team with ambitious goals.
• hirify.global Card with monthly credit for exploring the product and dining with colleagues.