Lead Underwriting Consultant (Life Insurance)

Location: Remote - United States

Base Salary: $125,000–$165,000 per year

Company

hirify.global provides life insurance, annuities, wealth management, and institutional asset management products and services through partnerships with financial professionals across the United States.

What you will do

• Underwrite and oversee the selection, classification, coverage, and pricing of risks for large, complex life insurance applications.
• Analyze medical, non-medical, financial, qualitative, and quantitative information to make risk acceptance decisions within approval limits up to $15,000,000 standard to age 90.
• Resolve complex underwriting issues, determine requirements, review underwriter referrals, and conduct audits and technical quality reviews.
• Develop underwriting processes, standards, programs, reports, and recommendations supporting productivity, profitability, growth, quality, and persistency.
• Collaborate with field and home-office partners, maintain customer relationships, and participate in business planning and major projects.
• Support training and development for underwriters and remain current on regulatory, professional, and industry requirements.

Requirements

• 7–10 years of underwriting experience.
• College degree required; equivalent work experience in life underwriting may be considered.
• Highly developed knowledge of underwriting, medical science and terminology, financial and non-financial underwriting factors, insurance products, product pricing, and mortality impact.
• Knowledge of insurance contract law, state legislative requirements, reinsurance markets, and automatic reinsurance agreements.
• Strong organizational, communication, interpersonal, analytical, problem-solving, and customer relationship skills.
• Ability to prioritize work under deadlines, balance service times with customer focus, apply technical information, collaborate effectively, and recommend process improvements.
• Excellent knowledge of mainframe and PC environments.
• Must successfully complete regulatory and job training requirements and comply with company and site policies.

Nice to have

• FLMI, FALU, or ACS designations, or current coursework toward earning these certificates.

Culture & Benefits

• Full-time employment with a flexible work model based on the role and personal preference.
• Remote work is available for the United States-based role.
• Work involves collaboration with internal and external partners, the field, and the home office.
• Equal employment and advancement opportunities are provided in accordance with applicable law.