Senior Underwriter

Location: Remote Office - US; travel to the Head Office in Toronto, Ontario, Canada is required.

Company

hirify.global provides life insurance products and related underwriting services.

What you will do

• Review new business, reinstatement, and coverage change applications and determine appropriate underwriting rate classes.
• Research and analyze medical, financial, lifestyle, insurance history, motor vehicle, product, legislative, and other application information.
• Order medical tests and professional assessments, identify missing information, and balance investigative costs with risk management requirements.
• Document applications in underwriting systems, code medical reports, and complete assessments after all required information is received.
• Finalize decisions within assigned approval limits, distinguish standard, preferred, and preferred-plus risks, and authorize approved insurance certificates.
• Communicate decisions and information requirements to producers and members, refer cases for reinsurance, and collaborate with New Business, Actuarial, Claims, Distribution, the Chief Underwriter, and Medical Director.

Requirements

• At least five years of underwriting experience.
• Achieved AALU and working toward FALU/FLMI designations.
• Strong medical and financial underwriting knowledge.
• Experience with simplified issue and final expense products.
• Strong knowledge of underwriting theory, principles, methods, systems, processes, and standards from Part One of the Academy of Life Underwriting program and underwriting experience.
• Consultation skills for making consistent and appropriate underwriting decisions within Foresters policies and standards.
• Consultation and communication skills for requesting information from a broad range of resources and professionals.
• Knowledge of interpreting and applying underwriting legislation and regulations across the US.
• Knowledge of Foresters' purpose, goals, objectives, policies, and standards, plus the ability to learn its insurance products and contract provisions in detail.

Nice to have

• No optional qualifications were specified.

Culture & Benefits

• Remote work from the US with required travel to the Toronto head office.
• Eligible employees may participate in a discretionary variable incentive plan based on individual and company performance.
• Commitment to equal opportunity, inclusion, diversity, and equity.
• Accessible candidate accommodations are available during the recruitment process.