Senior Stop Loss Underwriter (Self-Funded Health Plans)

Location: Remote within the United States with an expected on-site presence; listed office location: Las Vegas, Nevada.

Base compensation: $90,000–$125,000 per year.

Company

hirify.global is a global fintech company providing insurance, reinsurance, payroll, benefits, cybersecurity, mortgage, and related solutions, with more than 19,000 colleagues across over 20 countries.

What you will do

• Review employer census data, claims experience, large claimant reports, and medical diagnoses.
• Evaluate specific and aggregate risk exposure and establish attachment points, lasers, and aggregate corridors.
• Price stop loss coverage and underwrite new employer groups and renewals.
• Analyze emerging large claims, recurrence risk, renewal performance, and rate adjustments.
• Provide alternative quoting strategies, communicate underwriting decisions, and support producers during negotiations.
• Partner with clinical underwriting, policy administration, and other teams while contributing to best practices, training, and process improvements.

Requirements

• At least 5 years of stop loss underwriting experience, preferably covering both specific and aggregate stop loss.
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.
• Ability to comply with delegated underwriting authority and state and federal regulations.
• Ability to provide guidance and mentorship to junior underwriters and serve as a subject matter expert on complex or high-risk cases.

Culture & Benefits

• Entrepreneurial environment emphasizing leadership, accountability, collaboration, growth, and impact.
• Medical, dental, vision, life, disability, fertility, and wellness benefits.
• Paid time off, holidays, paid sick time, Employee Assistance Program, and Calm app subscription.
• 401(k) with immediate vesting, HSA, FSA, commuter benefits, and employee discounts.
• Paid maternity and paternity leave, including for adoptive parents, plus legal plan and pet insurance options.