Reinsurance and Statutory Capital Strategist (Healthcare Insurance)

Location: Remote USA

Salary: $175,000–$250,000 per year

Company

hirify.global builds an integrated healthcare platform combining data, AI, clinical care, and service experiences to improve the health and well-being of older Americans.

What you will do

• Design, structure, negotiate, and place enterprise reinsurance programs, including quota share, excess of loss, stop-loss, and prospective or retrospective risk-transfer structures.
• Manage captive insurance entities and evaluate captive opportunities for risk retention, tax efficiency, and capital deployment.
• Design and maintain affiliate reinsurance and intercompany arrangements to manage entity-level capital requirements and group-wide statutory surplus.
• Monitor and optimize statutory capital positions, Risk-Based Capital ratios, surplus requirements, and capital allocation models across operating legal entities.
• Lead regulatory filings, audit defenses, financial examinations, and technical reviews with insurance regulators, auditors, actuarial reviewers, and state exam teams.
• Advise the CFO, Chief Actuary, Board of Directors, and executive committees while collaborating with Actuarial, Underwriting, Legal, Finance, Tax, and Claims teams.

Requirements

• 8+ years of progressive experience in reinsurance, capital management, corporate finance, or risk transfer, including a proven track record of designing and placing complex reinsurance structures.
• Hands-on experience structuring or managing captive insurance entities, intercompany reinsurance transactions, or affiliate risk-pooling mechanisms.
• Deep experience in Health Insurance, Property & Casualty, Life, or Reinsurance Brokerage/Underwriting.
• Thorough understanding of statutory accounting principles, Risk-Based Capital mechanics, statutory surplus management, and NAIC regulatory frameworks.
• Demonstrated experience engaging state insurance regulators, managing financial examinations, and securing approval for regulatory filings such as Form D intercompany agreements.
• Strong negotiation and interpersonal skills, with the ability to build consensus across finance and legal teams, brokers, reinsurers, and regulatory bodies.

Nice to have

• Experience in managed care, health insurance statutory capital, or healthcare stop-loss and quota-share markets.
• FSA, FCAS, ACAS, CPA, or CFA credentials.

Culture & Benefits

• Employer-sponsored health, dental, and vision plans with low or no premium.
• Generous paid time off and a parental leave program.
• $100 monthly mobile or internet stipend.
• Stock options for all employees and bonus eligibility except for Director-level and above roles.
• 401(k) program and a supportive, collaborative, and inclusive work environment.