ABS Cash Flow Modeler - Director (NY)

Location: New York, NY, United States; hybrid schedule with office attendance Tuesday, Wednesday, and Thursday.

Annual base salary: $150,000–$210,000.

Company

hirify.global is a full-service credit rating agency providing ratings and analytical services for asset-backed securities and other structured finance products.

What you will do

• Develop, implement, and maintain cash flow models for hirify.global-rated Consumer ABS transactions.
• Act as a senior resource on ABS cash flow modeling, transaction structures, and payment waterfall mechanics.
• Analyze transaction documents and translate waterfalls, credit enhancement, triggers, fees, reserves, and other structural features into model requirements.
• Partner with analytical and quantitative development teams to design, test, validate, enhance, and implement models.
• Identify modeling discrepancies or limitations and implement appropriate solutions.
• Establish and promote cash flow modeling standards, controls, documentation, and best practices across the Consumer ABS team.

Requirements

• Ten or more years of relevant ABS experience or transferable structured finance experience, including significant hands-on cash flow modeling across multiple ABS subsectors.
• Experience analyzing and modeling complex or nonstandard ABS transaction structures.
• Experience modeling ABS cash flows with industry-standard third-party platforms such as Intex DealMaker and proprietary or internally developed modeling tools.
• Advanced Excel skills; an Excel-based modeling assessment may be administered during the interview process.
• Strong understanding of cash flow modeling systems, with experience developing, enhancing, testing, or providing functional requirements for such tools.
• Ability to take initiative, work independently, and collaborate closely with partners.
• Strong oral and written communication skills; a writing sample may be requested.
• Exceptional attention to detail.
• Familiarity with generative AI tools such as ChatGPT for coding, research, document review, and other analytical workflows.

Culture & Benefits

• Hybrid work schedule with three required office days per week.
• Competitive benefits and paid time off.
• Paid family and disability leave.
• 401(k) plan with employer match and 100% vesting.
• Educational and professional development financial assistance.
• Employee referral bonus program.

Hiring process

• An Excel-based modeling assessment may be administered as part of the interview process.
• A writing sample may be requested.