Associate General Counsel (Fintech)

Location: Chicago, Illinois, United States; hybrid with in-office work at the downtown headquarters twice per week

Company

hirify.global develops digital banking, lending, underwriting, fraud detection, and analytics products through its CreditNinja, NinjaCard, and Edge brands.

What you will do

• Advise executive leadership and business teams on complex product, regulatory, litigation, and strategic legal matters.
• Support the development, launch, operation, and evolution of online installment loans, lines of credit, payment products, and other consumer financial services.
• Advise on bank-fintech partnerships, product structures, regulatory responsibilities, oversight, and emerging legal developments.
• Monitor regulatory, legislative, enforcement, and judicial developments and lead cross-functional implementation of required changes.
• Manage significant litigation, arbitrations, class actions, enforcement matters, regulatory examinations, investigations, and outside counsel.
• Partner with Product, Technology, Operations, Marketing, Compliance, Risk, and Finance to identify risks and implement practical solutions.

Requirements

• J.D. from an ABA-accredited law school and active membership in good standing in at least one U.S. state bar.
• At least 10 years of relevant legal experience, including at least five years of in-house experience with an online consumer lender, fintech, bank, or consumer credit company.
• Significant experience with consumer lending products and federal and state consumer financial services laws, including TILA/Regulation Z, ECOA/Regulation B, FCRA, EFTA/Regulation E, FDCPA, TCPA, GLBA, and UDAAP.
• Experience with regulatory examinations, investigations, enforcement matters, or interactions with federal or state regulators.
• Ability to independently manage complex, high-impact matters, communicate clearly with non-lawyers, and lead cross-functional initiatives through implementation.
• Must be based in the Chicago area for hybrid work with in-office attendance twice per week.

Nice to have

• Direct experience in online consumer lending.
• Experience with consumer financial services litigation, arbitration, or enforcement matters.
• Experience with bank-fintech partnerships or bank-sponsored lending programs.

Culture & Benefits

• Remote-first culture with a convenient downtown Chicago office.
• Flexible paid time off.
• Medical, dental, and vision insurance plans.
• 401(k) with matching contributions.
• Paid family leave and annual wellness and work-from-home subsidies.