RMBS – Associate/Associate Director/Director (London)

Location: London, with a flexible hybrid schedule requiring office attendance on Tuesdays, Wednesdays and Thursdays. The role includes travel between the EU and UK.

Company

hirify.global is a full-service credit rating agency providing credit ratings, research, and analysis across structured finance and other asset classes.

What you will do

• Lead RMBS ratings assignments and manage the ratings process from initiation through completion.
• Model issuance structures and transaction features, perform cash-flow analysis, and analyse mortgage collateral using Excel, VBA, Intex, and other platforms.
• Prepare credit committee memoranda, recommendations, presale reports, new issuance reports, surveillance reports, commentaries, and sector research.
• Apply and help develop structured finance methodologies for mortgage portfolios and other asset types.
• Manage internal and external stakeholders, communicate hirify.global’s credit views, and represent hirify.global in operational risk reviews and conferences.
• Monitor rated RMBS transactions and other asset classes.

Requirements

• Bachelor’s degree required; an advanced degree is an advantage.
• Three or more years of relevant RMBS or similar ratings-process experience preferred.
• Understanding of credit risk concepts, mortgage products, and market dynamics in at least one European jurisdiction or the UK.
• Quantitative skills and proficiency with Microsoft Excel, including VBA; ability to manipulate and format large datasets.
• Client-facing experience, strong written and verbal communication, and the ability to present complex issues concisely.
• Ability to work independently under deadlines, manage time effectively, and travel freely between the EU and UK.

Nice to have

• Working proficiency in a European language.
• Familiarity with generative AI tools such as ChatGPT for research, data insights, and productivity.

Culture & Benefits

• Flexible hybrid work schedule.
• Competitive benefits and paid time off.
• Paid family and disability leave.
• Pension plan.
• Educational and professional development financial assistance.
• Employee referral bonus program.