Senior Credit Risk Analyst

Location: Crewe, England, United Kingdom. Office-based working with hours Monday to Friday, 8:30 am to 5 pm.

Company

hirify.global develops sustainable mobility, connectivity, e-mobility, and technology solutions for businesses.

What you will do

• Act as the embedded credit analytics partner for operational, commercial, and senior leadership teams.
• Set the analytical agenda by identifying emerging risks, performance opportunities, and improvement initiatives.
• Review and rationalise reporting to focus management information on business decisions.
• Design and implement automated SQL and Tableau reporting and analytics solutions.
• Deliver root-cause analysis, trend identification, and predictive insights across portfolio performance, defaults, recoveries, bad debt, and customer behaviour.
• Provide evidence for credit policy, risk appetite, limit-setting, and strategy decisions.

Requirements

• Advanced SQL skills, including multi-stage queries, data models, optimisation, and documentation for large data warehouses.
• Advanced Tableau skills, including architecting dashboards and data sources from scratch.
• Advanced Excel skills for building, stress-testing, and defending decision-making models.
• Experience automating manual reporting processes and delivering measurable time and risk savings.
• Strong commercial judgement, credit and risk knowledge, and experience with exposure, defaults, recoveries, provisioning, and portfolio monitoring.
• Significant experience in credit, risk, portfolio analytics, or commercial analytics, with a record of influencing decisions, leading analytical projects, and representing analytics to divisional leadership.

Nice to have

• A degree in Data Analytics, Data Science, Mathematics, Statistics, Economics, Finance, or a related discipline.

Culture & Benefits

• Friendly, inclusive culture focused on innovation, agility, grit, and continuous improvement.
• Competitive pay, potential bonus, and a range of basic benefits.
• Global DEI networks supporting LGBTQ+ inclusion, cultural diversity, women’s empowerment, mental health, neurodiversity, and disability inclusion.
• Female health, fertility, pregnancy loss, mental health, disability, community, charity, volunteering, and payroll-giving initiatives.

Hiring process

• Apply online through the company’s recruitment process.
• Recruitment support and accessibility adjustments are available upon request.