Compliance Manager, Card (Fintech)

Location: Remote within the United States. Most roles can be performed almost anywhere within the country of employment; occasional office work and in-person onboarding may be required.

Base pay: $165,000–$225,000 per year in CA, WA, NY, NJ, and CT; $146,000–$206,000 per year in other U.S. states.

Company

Affirm provides transparent financial products that let consumers pay over time without hidden fees.

What you will do

• Own end-to-end compliance advisory for the Affirm Card program across marketing, checkout, onboarding, digital wallets, disputes, and servicing.
• Partner with Product, Engineering, and Operations throughout the development lifecycle and advise on new and evolving card features.
• Apply EFTA (Reg E), TILA (Reg Z)/CARD Act, UDAAP, and related consumer-protection requirements to novel regulatory questions.
• Review and approve card marketing, disclosures, and user experiences for regulatory compliance.
• Lead root-cause analysis and sustainable remediation for compliance issues, including disputes, adverse action notices, and declines.
• Support regulatory examinations and bank partner audits while maintaining risk assessments, control inventories, training, and reference materials.

Requirements

• 8+ years of compliance advisory experience in financial services with a bachelor's degree, or equivalent experience with an advanced degree.
• Deep knowledge of EFTA (Reg E) and TILA (Reg Z)/CARD Act for card products, with familiarity with TISA (Reg DD) and UDAAP.
• Experience advising card, lending, or payments programs and partnering with Product, Engineering, and Operations.
• Ability to make independent, risk-based decisions in ambiguous, fast-paced environments.
• Experience taking issues from root-cause analysis through sustainable remediation.
• Strong written and verbal communication skills, strategic thinking, and the ability to present complex regulatory matters to senior leadership.

Nice to have

• Compliance certifications.
• Hands-on experience with Visa or Mastercard network rules.
• Master's degree, PhD, or equivalent advanced experience.

Culture & Benefits

• Remote-first work model with built-in flexibility.
• 100% company-paid medical coverage for employees and dependents, plus dental and vision coverage.
• Monthly technology, health, and wellness spending stipends.
• Flexible time off and generous holiday calendars.
• Employee stock purchase plan with a discounted purchase option.
• Visa sponsorship is not available for this position.

Hiring process

• Inclusive interview process with accommodations available for candidates with disabilities.
• New hires attend an in-person onboarding experience.