Lending Specialist - Community Mortgage

Location: Chicago, IL; work arrangement details, including the proportion of on-site and remote work, will be discussed during the interview. Legal eligibility to work in the United States is required.

Salary: $85,000–$110,000 annually for the Chicago market, based on experience, qualifications, and position location.

Company

hirify.global is a relationship-oriented bank providing lending and financial services for clients and communities.

What you will do

• Provide underwriting and credit analysis support for community mortgage loan applications.
• Review borrower information, financial statements, tax returns, credit reports, collateral details, and supporting documentation.
• Assess borrower capacity, repayment ability, eligibility, and overall credit risk.
• Identify missing documentation, underwriting conditions, policy concerns, and program requirements.
• Prepare underwriting summaries and recommendations while maintaining accurate system notes and file updates.
• Partner with lending teams to structure credit solutions and escalate complex or exception-based requests.

Requirements

• Experience in underwriting, credit analysis, mortgage lending, community development finance, small business lending, or commercial lending.
• Strong knowledge of lending principles, financial analysis, and credit risk assessment.
• Ability to review financial statements, tax returns, cash flow, credit reports, and borrower documentation.
• Deep knowledge of Federal Housing Administration guidelines and experience with grants and down payment assistance programs.
• Strong organization, attention to detail, judgment, and ability to manage multiple files.
• Must be legally eligible to work in the United States; this position does not offer visa sponsorship.

Nice to have

• Familiarity with community development programs, affordable lending initiatives, mission-based credit products, or Community Reinvestment Act lending.
• Experience supporting specialized lending teams.

Culture & Benefits

• Competitive salary and potential incentive compensation, including a discretionary bonus component.
• Medical, dental, vision, health savings account, life insurance, disability, and other insurance plans.
• Paid sick leave, parental leave, vacation, holidays, and 401(k).
• Wellbeing support, banking benefits, and employee recognition programs.
• Inclusive workplace with accessible candidate support and development opportunities.

Hiring process

• The application process may include an attribute-based assessment and skills tests such as simulation, coding, or MS Office exercises.
• Work arrangement details will be discussed during the interview.