Claim Specialist - Property Field Inspection (Property Insurance)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Location: Westchester, New York; candidates should reside within one of the listed ZIP codes and service the same territory. Remote-field work includes working from home, using a mobile office/vehicle for in-person appointments, and occasional travel to other territories.
Potential starting salary: $78,862.06–$112,500.00 per year, plus potential yearly incentive pay of up to 15% of base salary.
Company
provides insurance products and claims services, using technology to support policyholders and claims employees.
What you will do
- Conduct on-site inspections and assess damage for residential and commercial property claims.
- Investigate and adjust personal and commercial property claims with exposures up to $500,000.
- Meet with policyholders, explain coverage, gather evidence, document findings, and prepare detailed reports.
- Evaluate policy terms and coverage, determine claim validity, and ensure compliance with local regulations.
- Negotiate and settle claims within authorized limits while providing customer service and addressing concerns.
- Collaborate with policyholders, agents, and other involved parties; occasionally handle emotionally difficult interactions.
Requirements
- Ability to investigate problems, evaluate information, make well-supported decisions, and apply detailed policies, guidelines, or technical information accurately.
- Ability to learn unfamiliar concepts, processes, and terminology and apply them in practical situations.
- Effective communication and interpersonal skills for working with policyholders, agents, and other stakeholders, including difficult or emotional conversations.
- Strong attention to detail, organization, and analytical skills.
- Proficiency with mobile and desktop tools for documenting and supporting claims in the field and remotely.
- Physical agility to walk, bend, reach, kneel, squat, stoop, lift, carry, unfold equipment, climb ladders, traverse roofs at various heights and pitches, and crawl in tight spaces.
- May be required to complete Rope and Harness Safety Training.
- Valid driver’s license required; driving is an essential job function. An MVR will be requested during the pre-employment background check.
- Successful completion of required training, applicable proficiency and licensing exams, MVR checks, and background checks for applicable states.
Nice to have
- Bachelor’s degree in Risk Management, Insurance, Business, Construction Management, or a related field.
- Customer service experience involving customer assistance, inquiries, concerns, clear communication, and empathy.
- Understanding of property insurance concepts, coverage fundamentals, and general claims handling.
- Knowledge of residential and commercial building construction, building components and materials, water mitigation principles, and inspection processes.
- Working knowledge of Xactimate and XactContents.
Culture & Benefits
- Regular full-time position with a standard 38:45-hour work week and flexible scheduling; overtime or irregular hours may be required.
- Health, dental, vision, telemedicine, mental health, and wellbeing programs, with paying most of the healthcare premium.
- Training programs, tuition assistance, employee resource groups, and mentoring.
- Paid time off, up to 20 days initially, parental leave, paid holidays, life leave, bereavement leave, and community service or education support days.
- Annual raise, bonus eligibility, financial coaching, fertility/IVF/adoption assistance, and other family and financial programs.
- 401(k) plan with company contributions of up to 7% of salary.
Hiring process
- Pre-employment assessment may be required, including additional testing for candidates who previously completed an assessment.
- Required background checks include applicable licensing exams and Motor Vehicle Record checks.
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