Portfolio Manager II - Commercial Real Estate, Affordable Housing

Location: In office at 555 South Flower Street, Los Angeles, California, US 90071

Starting base salary: $53.56–$91.22 per hour, plus eligibility for bonus and/or commissions.

Company

hirify.global is a commercial bank founded in 1954 and a subsidiary of Royal Bank of Canada, providing financial services to clients, colleagues, and communities.

What you will do

• Manage an assigned commercial real estate credit portfolio covering affordable housing and market-rate assets.
• Underwrite credit exposures and analyze borrower and guarantor financial statements, tax returns, projections, and cash flow pro formas.
• Prepare underwriting memorandums, approval documents, and comprehensive credit recommendations for Credit Risk.
• Monitor portfolio performance, risk ratings, reporting covenants, covenant compliance, and quarterly and annual reviews.
• Partner with Relationship Managers, clients, Credit Risk, Sales, and cross-functional teams on credit solutions and new opportunities.
• Mentor junior colleagues and contribute to coaching, continuous improvement, and ad-hoc strategic projects.

Requirements

• Bachelor’s degree or equivalent in Finance, Business, or a related field.
• At least five years of progressively increasing credit underwriting and portfolio management experience.
• Experience with affordable housing and market-rate commercial real estate portfolios.
• Intermediate credit management, lending operations, risk management, analytical, and data interpretation skills.
• Strong communication and collaboration skills for working with senior leadership and cross-functional teams.
• Ability and interest to develop leadership, coaching, and talent-development skills.

Culture & Benefits

• Medical, dental, and vision coverage available from the first month following the start date.
• 401(k) company matching contribution.
• Tuition reimbursement and internal upskilling and training resources.
• Vacation, sick, and volunteer time benefits.
• Specialized health and family planning programs, including fertility and condition-support benefits.
• Career mobility support and colleague resource groups.