6 дней назад
Home Lending Advocate Sr (Mortgage Processing)
21 - 31$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Home Lending Advocate Sr (Mortgage Processing): Processing and pre-underwriting residential mortgage loans, including FHA, VA, Conventional, and Jumbo products, with an accent on document verification, financial analysis, compliance, and borrower communication. Focus on managing loan pipelines, clearing conditions, coordinating with underwriters and loan officers, and meeting closing deadlines.
Location: Findlay, Ohio, United States. Workplace type: Office. Applicants must be currently authorized to work full time in the United States.
Salary: $21.00–$31.00 per hour, plus eligibility for applicable incentive compensation.
Company
provides banking and residential mortgage services.
What you will do
- Process FHA, VA, Conventional, Jumbo, and other residential mortgage loans from fulfillment through closing.
- Review and verify income, tax, asset, credit, appraisal, title, insurance, and other loan documentation.
- Analyze financial information, clear conditions, and prepare complete loan files for underwriting.
- Update fees and loan changes, manage disclosures, and maintain compliance in the loan origination system.
- Communicate with borrowers, loan officers, underwriters, realtors, and other mortgage professionals to collect information and resolve documentation issues.
- Manage and prioritize an assigned loan pipeline to meet service-level agreements and closing deadlines.
Requirements
- High school diploma or GED.
- At least one year of residential mortgage processing or equivalent mortgage operations experience.
- Knowledge of federal and state mortgage regulations, including RESPA, TILA, HMDA, TRID, and Regulation B.
- Ability to analyze income, tax forms, assets, credit information, and other loan documentation accurately.
- Strong communication, organization, multitasking, problem-solving, and time-management skills.
- Current authorization to work full time in the United States; immigration sponsorship is not available.
Nice to have
- College degree.
- Working knowledge of FHA, VA, Conventional, Jumbo, Portfolio, construction-to-permanent, down payment assistance, and bond loan programs.
- Experience with automated underwriting systems for Fannie Mae, Freddie Mac, FHA, VA, or USDA Rural Development loans.
- Experience with mortgage, banking, and Microsoft applications.
Culture & Benefits
- Office-based work environment with some positions potentially eligible for flexible work arrangements.
- Health insurance, wellness programs, life and disability insurance, and retirement savings plan.
- Paid leave, paid holidays, and paid time off.
- Equal opportunity and tobacco-free hiring practices.
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