14 дней назад
Relationship Manager - SME Commercial Banking
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Relationship Manager - SME Commercial Banking (Commercial Banking/SME): Managing and growing a portfolio of actively trading SME clients across Yorkshire, with an accent on relationship development, lending solutions, portfolio performance, and credit risk. Focus on originating new business, preparing credit proposals, coordinating specialist teams, and advising clients on ESG priorities and their journey towards Net Zero.
Location: Yorkshire, with hybrid working requiring at least two days per week or 40% of working time at an office site
Company
is transforming its banking business, technologies, workplaces, and financial services for the future.
What you will do
- Own and manage a high-profile SME client portfolio across North and West Yorkshire, serving actively trading businesses typically turning over £3m–£10m.
- Build trusted relationships with existing and prospective clients across professional services, manufacturing, wholesale, distribution, construction, and hospitality.
- Identify and deliver tailored Commercial Banking solutions covering lending, working capital, cashflow facilities, payments, deposits, and cards.
- Originate and win new-to-bank business through prospecting, relationship-led development, and strategic outreach.
- Work with Group Partners and specialist teams to coordinate joined-up client solutions.
- Manage portfolio credit and risk, prepare credit proposals, and support clients with ESG and Net Zero priorities.
Requirements
- Experience in Commercial or Corporate Banking with SME or trading-business clients.
- Experience originating or winning new business, or contributing materially to deal execution in a competitive banking environment.
- Strong portfolio and relationship management skills, including the ability to influence clients and external partners.
- Experience assessing credit proposals, preparing credit papers, and making policy-aligned risk recommendations.
- Confident communication and negotiation skills, with an understanding of commercial terms and lending documentation.
Culture & Benefits
- Hybrid working with flexibility and reasonable workplace adjustments for colleagues with disabilities.
- Pension contribution of up to 15%.
- Annual performance-related bonus and share schemes, including free shares.
- 30 days of holiday plus bank holidays.
- Wellbeing initiatives and generous parental leave policies.
- Adaptable lifestyle benefits, including discounted shopping.
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