Senior Associate, Aerospace, Defense and Environmental (Fintech)

Location: Boston, Massachusetts, United States

Salary: $101,250–$165,000 annual base pay

Company

Global financial services organization undergoing a customer-centric, technology-driven transformation.

What you will do

• Manage and grow a portfolio of middle-market credit account relationships.
• Underwrite loan requests, negotiate credit terms, lead deal screening and loan approval discussions, and close approved transactions.
• Prepare underwriting documents, deal screen memoranda, term sheets, and loan documentation.
• Analyze credit risks and mitigating factors, assign risk grades, and complete renewals, annual reviews, and interim analyses.
• Collaborate with Risk Management, legal counsel, and clients on credit approvals, documentation, and portfolio matters.
• Maintain compliance with applicable laws, regulations, internal policies, Credit Risk Review, Audit, and OCC requirements.

Requirements

• Bachelor’s degree in a related field or equivalent combination of experience, training, military service, or education.
• 9+ years of experience in credit structuring, underwriting, and cross-selling.
• Strong analytical, credit evaluation, financial statement modeling, and risk assessment skills.
• Ability to produce concise, well-reasoned underwriting analyses under tight time constraints.
• Excellent interpersonal, team-building, communication, independent working, and proactive problem-solving skills.
• Must be legally authorized to work full-time in the United States without employer sponsorship.

Nice to have

• Formal credit training program.
• Established work history or equivalent experience, training, military service, or education.

Culture & Benefits

• Risk-focused environment with proactive responsibility for identifying and addressing issues.
• Competitive rewards package and benefits supporting employees, families, and well-being.
• Inclusive and accessible application process with reasonable accommodations available.
• Equal opportunity workplace.