Mortgage Loan Officer I/II (Refinance)

Location: Hybrid position in Pensacola, Florida, United States; Monday–Friday, 8:00 AM–4:30 PM.

Salary: $22.55–$28.18 per hour.

Company

hirify.global provides banking and mortgage lending services with a focus on member relationships and financial products.

What you will do

• Interview and counsel members about first mortgage and refinance loans.
• Take mortgage loan applications and guide members from initial application through closing.
• Determine applicant qualifications and recommend personalized financing alternatives.
• Explain mortgage and equity loan products, processes, requirements, and documentation.
• Build referral relationships with realtors, builders, and other centers of influence.
• Use automated systems, databases, presentation software, spreadsheets, and word-processing tools accurately.

Requirements

• Experience in member or customer service, preferably in realty, insurance, retail banking, or a financial institution.
• Familiarity with accounting, credit, lending principles, mortgage concepts, and banking industry standards.
• Exposure to the lending application and approval process.
• Ability to perform mathematical calculations, analyze complex written legal documents, and communicate information clearly.
• Ability to guide members through interactions and present professionally to groups.
• Registration with the Nationwide Mortgage Licensing System and Registry, including fingerprinting and background checks, is required before assuming employment duties.

Nice to have

• Working knowledge of Navy Federal Mortgage Production or Servicing Systems.
• Knowledge of mortgage and equity loan processing, closing, documentation requirements, and regulations.
• Familiarity with VA and conventional loan program requirements and procedures.

Culture & Benefits

• Employee position with competitive pay and benefits.
• Culture described as energized, engaged, committed, and appreciative of employees.
• Employee referral program available.
• Bank Secrecy Act policies and regulatory requirements apply.