Sr. Underwriting Specialist (Commercial Casualty)

Location: Remote - Maryland, United States

Salary: $140,000–$145,000 annually

Company

Brown & Brown provides commercial insurance and risk-management services, including underwriting solutions for complex casualty risks.

What you will do

• Independently underwrite new and renewal Commercial Auto, Commercial General Liability, and Excess Liability accounts.
• Evaluate complex risks using operations, exposure data, financial information, loss experience, claims history, and risk-management practices.
• Develop recommendations covering risk selection, pricing, coverage terms, limits, deductibles, retentions, exclusions, attachment points, and captive participation.
• Review ISO, non-ISO, proprietary, and manuscript policy forms and assess how coverage provisions interact across policy layers.
• Identify coverage gaps, inconsistencies, unintended coverage grants, and conflicts between quoted, underlying, excess, and issued policy terms.
• Analyze trucking and transportation risks, including fleet operations, driver management, operating authority, safety data, inspection history, and loss trends.

Requirements

• Bachelor’s degree and at least seven years of progressively responsible Commercial Property and Casualty underwriting experience, or an equivalent combination of education and experience.
• Significant experience underwriting Commercial Auto, Commercial General Liability, and Excess Liability, including complex casualty risks.
• Strong knowledge of commercial insurance coverage forms, policy construction, ISO endorsements, non-ISO forms, and manuscript endorsements.
• Experience analyzing exposure information, loss runs, claims history, pricing data, policy terms, limits, deductibles, retentions, and underlying insurance.
• Ability to independently manage complex accounts, exercise sound underwriting judgment, and clearly document recommendations.
• Advanced proficiency in Microsoft Office, particularly Excel, with the ability to analyze large and complex data sets.

Nice to have

• Property and Casualty insurance license or a designation such as CPCU, AU, ARM, or CIC.
• Underwriting experience in the trucking and transportation industry.
• Experience with captive insurance programs or other alternative-risk structures.
• Experience working with actuaries on loss development, projected losses, and account-specific loss selections.
• Experience with accounts involving multiple coverage lines, insurance layers, entities, jurisdictions, or complex program structures.

Culture & Benefits

• Merit-based culture focused on initiative and customer outcomes.
• Medical, prescription, dental, vision, life, and disability insurance.
• Employee stock purchase plan, 401(k), student loan assistance, and tuition reimbursement.
• Mental health and enhanced advocacy services.
• Paid time off, holidays, and preferred partner discounts.