Credit Risk Review Officer - Consumer (Remote)

Location: Winter Haven, Tampa, and Fort Lauderdale, Florida; Charleston, South Carolina, United States. Remote or hybrid work is available; hybrid positions report to a company location as directed by the manager.

Salary: $87,282–$139,425 per year.

Company

hirify.global is a financial institution providing banking and lending services across the southern United States.

What you will do

• Conduct ongoing monitoring and credit process reviews for consumer and residential real estate loan portfolios.
• Identify credit risk, exceptions, overrides, strategy changes, and other portfolio issues.
• Validate borrower financial information, automated underwriting results, risk ratings, loan documentation, and collateral documentation.
• Prepare periodic risk assessments and validate risk-based rankings for assigned business units.
• Communicate findings and recommendations to underwriters, credit administrators, portfolio managers, and other management.
• Manage review follow-up items, support continuous improvement, and contribute to special projects.

Requirements

• College degree, preferably in Accounting, Finance, Economics, or equivalent experience.
• At least five years of loan review, credit risk review, or consumer/residential real estate lending experience.
• General banking experience and computer literacy.
• Proficiency with Microsoft Office applications.
• Strong analytical, writing, decision-making, organizational, and attention-to-detail skills.
• Ability to work independently and collaborate with loan officers, underwriters, analysts, credit administrators, and management.

Culture & Benefits

• Remote or hybrid work with a secure, distraction-free workspace and reliable cable or fiber internet connection.
• Hybrid employees report to a physical company location as directed by the manager.
• Work focused on integrity, accountability, continuous improvement, and positive change.
• Training opportunities are available to enhance job knowledge and skills.
• Regular attendance and the ability to communicate in person, by phone, and electronically are required.