Consumer Loan Underwriter I (Fintech)

Location: Remote-USA; Tuesday–Saturday, 1 PM–10 PM CST

Salary: $23.17–$29.52 per hour

Company

hirify.global is a payments credit union service organization and integrated fintech solutions provider serving more than 4,000 financial institutions across North America.

What you will do

• Evaluate and decision consumer loan applications using applicant credit history, client guidelines, and lending policies.
• Process phone, internet, indirect, ExpressLink, remote-login, and data-entry loan applications.
• Monitor application quality, efficiency, accuracy, and compliance with loan standards.
• Resolve customer, financial institution, workflow, and lending-support issues.
• Report identified risks and support control of departmental activities to minimize potential monetary losses.
• Support cross-sell products, new technologies, client programs, and training for contact center representatives.

Requirements

• High school completion or equivalent required; an associate degree is preferred.
• At least one year of lending underwriting experience required.
• Knowledge of lending underwriting practices, credit and lending, direct and indirect lending, and loan contact center processing.
• Demonstrated skills in risk assessment, capacity ratio assessment, judgmental loan evaluation, and credit bureau interpretation.
• Ability to evaluate credit files from all three credit reporting agencies and work with multiple loan origination systems.
• Proficiency in Microsoft Office, including Excel, Word, and Teams; ability to work autonomously, maintain confidentiality, and perform under pressure.

Nice to have

• One year of contact center experience in a loan contact center position.
• Associate degree.

Culture & Benefits

• Remote-first, flexible work environment focused on inclusion, belonging, psychological safety, and wellbeing.
• Medical, dental, vision, telemedicine, life, disability, supplemental, and mental health benefits.
• Paid time off, 12 paid holidays, and maternity, parental, family care, and community volunteer leave.
• 401(k) with employer match, HSA contributions, FSA, tuition reimbursement, and wellness program.
• This role is currently not eligible for visa sponsorship.