Senior Risk Associate (Fintech)

Location: Remote in the United States; NYC-based employees work from the SoHo office three days a week.

Annual salary: $86,000–$144,000 plus equity.

Company

hirify.global provides card issuing and payment processing infrastructure, developer-friendly APIs, and network connections for fintech and financial services companies.

What you will do

• Execute client risk assessments from document collection and interviews through scoring, written assessments, tiering, and pre-launch conditions.
• Own program underwriting, including criteria, spend and transfer limits, reserve recommendations, and periodic reassessments.
• Operate third-party risk processes covering vendor intake, tiering, due diligence, control ratings, registers, reviews, and incident tracking.
• Support enterprise risk assessments, control evidence testing, risk registers, assessment calendars, and Enterprise Risk Committee materials.
• Improve rubrics, questionnaires, templates, SOPs, KPIs, and KRIs while reporting concentration, trends, and thematic findings.
• Test and tune agentic tooling for document review, questionnaire analysis, vendor diligence, and drafting, while serving as the evidence owner for bank, audit, and examiner requests.

Requirements

• Hands-on risk assessment experience in fintech, payments, or banking across client, third-party, and enterprise or operational risk.
• Working knowledge of financial statement review, liquidity and runway analysis, loss and exposure monitoring, and limit setting.
• Experience applying and defending rubric-based scoring methodologies and owning risk programs end to end with limited guidance.
• Ability to interpret ISO 27001, SOC 2 Type II, and PCI DSS AOC reports and translate findings into residual risk and remediation requirements.
• Experience testing, tuning, documenting, and defending AI-assisted or agentic decisions to bank partners and regulators.
• Clear, concise compliance writing for assessments, memos, committee materials, and examiner requests.

Culture & Benefits

• Remote work is available, with NYC-based employees working from the SoHo office three days per week.
• Unlimited paid time off and 12 weeks of fully paid parental leave.
• Four-week fully paid sabbatical after the five-year anniversary.
• US employee health, vision, dental, HSA contribution match, 401(k) match, and voluntary life and disability insurance.
• Full-time employees may work from anywhere in the world for four weeks each year.
• In-office employees receive commuter benefits and catered lunches on Tuesdays and Thursdays.