Senior Credit Products Specialist - Franchise Finance

Location: Work from home in the United States

Salary: $138,432–$219,086 per year, with potential variable incentives, bonuses, commissions, or other awards.

Company

hirify.global provides commercial banking and credit products, with benefits including medical, dental, vision, life, and disability insurance and a comprehensive leave program.

What you will do

• Lead the structuring, analysis, and approval of highly complex commercial credit transactions.
• Monitor portfolio risk and assess industry trends and macroeconomic factors affecting credit quality.
• Partner with sales teams and senior leadership on credit strategy, negotiations, and deal execution.
• Structure and negotiate credit agreements with clients, legal counsel, and internal stakeholders.
• Mentor junior credit professionals and promote best practices in underwriting and risk management.
• Identify portfolio problems, process improvements, technology opportunities, and policy enhancements.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field, or 12+ years of equivalent experience; an MBA or CFA is preferred.
• At least 10 years of experience in commercial credit analysis, structuring, underwriting, portfolio management, and risk analysis.
• At least 10 years of experience in a specialized commercial, capital markets, or corporate banking line of business.
• Deep expertise in complex credit agreements, commercial lending structures, credit policy, and regulatory requirements.
• Strong leadership, communication, stakeholder management, and executive advisory skills.
• Ability to work with legal counsel and clients to negotiate lending documentation.

Culture & Benefits

• Work-from-home arrangement available nationwide in the United States.
• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Equal employment opportunity and compliance with applicable federal, state, and local laws.