5 дней назад
Relationship Manager I, II or III
66 200 - 191 400$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Relationship Manager I, II or III (Credit Resolution): Managing and resolving adversely classified agricultural loan portfolios with an accent on financial analysis, credit recommendations, collateral valuation, and customer negotiations. Focus on restructuring high-risk loan relationships, assessing bankruptcy and foreclosure matters, and maintaining sound credit and risk controls.
Location: Hybrid after an initial in-office training period in Pasco, Washington or Pendleton, Oregon; travel up to 15% throughout the AgWest territory.
Annual base salary: $66,200–$191,400 depending on level and location, plus a 12%–20% performance-based incentive target.
Company
is a member-owned financial cooperative providing financing and related services to agriculture, rural businesses, and rural communities across seven Western U.S. states.
What you will do
- Manage adversely classified production agriculture loan portfolios and resolve delinquencies, defaults, and other high-risk credit issues.
- Analyze complex loan relationships, financial statements, loan documents, and collateral to prepare credit packages and recommendations.
- Make or recommend credit decisions, classify loans, determine reserves and charge-offs, and report portfolio performance.
- Manage customer relationships, present financial information, negotiate terms, and participate in meetings with customers and legal counsel.
- Establish valuations for real estate and personal property, support loan closings, and participate in acquired property management.
- Collaborate with lending and insurance teams on high-risk credit servicing and risk management.
Requirements
- Bachelor’s degree in business, economics, finance, or an equivalent combination of education and experience.
- At least two years of progressively complex professional experience, preferably in banking or credit.
- Knowledge of restructuring, borrower rights, acquired property management, bankruptcy, foreclosure, real estate markets, and real estate law.
- Ability to interpret complex financial, loan, and collateral documents and communicate and negotiate effectively.
- Valid driver’s license and willingness to travel up to 15%.
- Must provide proof of authorization to work in the United States; work authorization sponsorship is not available.
Culture & Benefits
- Coordinated hybrid workplace flexibility after initial in-office training.
- One-time home office stipend.
- Medical, dental, vision, life, and AD&D insurance, with basic life and AD&D coverage fully paid.
- Paid vacation, sick leave, holidays, and volunteer days.
- 401(k) plan with a 6% match and 3% employer contribution.
- Employee Assistance and Wellness Programs.
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