4 дня назад
Credit Analyst
60 000 - 70 000$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Credit Analyst (Financial Underwriting): Underwriting automotive finance deals by analyzing credit reports, income, collateral values, scoring criteria, and documentation with an accent on profitability, fraud detection, and portfolio performance. Focus on investigating applications, making rapid credit decisions, supervising a DSR, and improving underwriting processes in a high-volume environment.
Location: Agoura Hills, California, USA — on-site
Salary: $18.47 per hour plus overtime and bonus; total compensation of $60,000–$70,000 annually.
Company
is a large financial services company offering automotive lending and credit solutions.
What you will do
- Underwrite acquisition deals by analyzing credit reports, income, book value, scoring criteria, and required documentation.
- Investigate applications and stipulations for validity, including potential fraud indicators.
- Interact with customers, dealers, field representatives, employers, creditors, and other external parties to investigate and disposition deals.
- Track early charge-offs and deal performance, including return on assets across booked deals.
- Supervise a DSR and provide leadership support to the team as needed.
- Manage high volumes of calls, emails, faxes, dealer support requests, and performance reports.
Requirements
- Strong written and verbal communication and interpersonal skills.
- Critical thinking, problem-solving, decision-making, and attention to detail.
- Supervision and leadership abilities.
- Ability to work under pressure, multitask, adapt to change, and perform in a fast-paced environment.
- Working knowledge of Windows and Microsoft Office Suite, including Word, Excel, PowerPoint, and Outlook.
Culture & Benefits
- Medical, dental, vision, life insurance, and long-term disability benefits.
- 401(k) matching, employee stock ownership participation, and flexible spending account.
- Paid vacation, sick days, holidays, wellness programs, and an annual flu shot.
- Career path opportunities, employee loan assistance, and employee discounts.
- Metro Tap Card and Metrolink reimbursement for Los Angeles-area employees.
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