Head of Treasury and Credit (AI)

Location: Düsseldorf, Germany

Company

hirify.global is a Swiss investment house serving high-net-worth clients, with more than 2,000 professionals across 28 locations and a global group structure.

What you will do

• Own the credit process for private banking clients, including Lombard lending, underwriting, monitoring, workouts, credit policies, limits, and collateral frameworks.
• Manage liquidity, funding, intraday and short-term liquidity risk, including LCR, NSFR, and ALMM reporting.
• Own interest rate risk in the banking book, including measurement, hedging strategy, and Board-level reporting.
• Manage treasury counterparty and correspondent banking relationships and coordinate funds transfer pricing methodology.
• Represent Credit & Treasury in credit committees, ALCO, management committees, and regulatory examinations.
• Act as the operational interface with Group Credit and Group Treasury in Switzerland, with potential to build a small team as the bank grows.

Requirements

• Degree in finance, economics, or a related field; CFA or CAIA qualification is advantageous.
• At least 7 years of hands-on credit and/or treasury experience in private banking or a comparable financial institution.
• Strong knowledge of German and EU banking regulation, including KWG, MaRisk, CRR/CRD, LCR/NSFR, IRRBB, and ALMM.
• Experience with Lombard lending for high-net-worth clients, collateral, credit risk frameworks, ALM, liquidity management, and interest rate hedging.
• Experience in international group structures and exposure to Swiss and German regulatory environments, including FINMA and BaFin.
• Fluent German and English are required. The role requires independent end-to-end ownership of the function and stakeholder management with senior management, regulators, and group functions.

Nice to have

• Relevant professional qualification such as CFA or CAIA.
• Openness to eventually building and leading a small team.
• Affinity for Artificial Intelligence and willingness to use AI-enabled tools and ways of working.

Culture & Benefits

• Top Düsseldorf location with collaboration spaces.
• Latest technology and opportunities for professional development.
• Agile working environment with a flat hierarchy and collaboration across levels.
• Training and mentoring opportunities.
• Collaborative working culture.