Associate, ALM and Funding Strategy (Fintech)

Location: Norcross, Georgia, United States; hybrid arrangement with regular in-office collaboration on Tuesdays and Thursdays and additional office days based on team needs.

Company

hirify.global is a specialty finance company and wholly owned subsidiary of National Bank of Canada that acquires and finances consumer assets.

What you will do

• Develop funding strategies for new and existing consumer asset investments, evaluating tenor, structure, timing, and interest-rate sensitivity.
• Partner with Investments and Credit teams to identify funding risks and recommend mitigation strategies.
• Assess Funding Risk Ratings and monitor balance-sheet interest-rate risk using EVE, NII, DV01, and other ALM metrics.
• Perform scenario and sensitivity analyses covering interest rates, asset performance, prepayments, and other assumptions.
• Develop financial models, analytical tools, and reporting for funding decisions and support IRRBB analyses required for NBC reporting to OSFI.
• Prepare clear analyses and materials for senior management and collaborate with NBC colleagues on funding and ALM matters.

Requirements

• Bachelor’s degree in Finance, Economics, Accounting, Engineering, Mathematics, or another quantitative field.
• 4–7 years of relevant experience in treasury, ALM, structured finance, capital markets, fixed income, financial risk management, investment analysis, or quantitative finance.
• Working knowledge of duration, present value, yield curves, and interest-rate sensitivity.
• Advanced Microsoft Excel skills, including financial modeling and analytical tools, with strong quantitative and business judgment.
• Strong communication, prioritization, independent working, and cross-functional collaboration skills.
• Must be legally authorized to work in the United States now and in the future without employer sponsorship.

Nice to have

• Experience with consumer lending and detailed cash-flow analysis.
• Familiarity with funding markets, interest-rate derivatives, or liquidity-risk management.
• Experience with SQL, Bloomberg, other financial data tools, or QRM software.

Culture & Benefits

• Medical, dental, and vision coverage through Cigna, with significant employer premium contributions.
• Short- and long-term disability coverage, basic life insurance, 401(k) matching, generous PTO, and paid parental leave.
• Volunteer time off and workplace technology and office resources.
• Personalized Flex Werk flexibility program, career development opportunities, and a people-focused workplace recognized as a Top Workplace.