Credit Risk Manager (Fintech)

Location: Remote within the United States; candidates must be eligible to work in the United States.

Base compensation: $134,640–$168,300 per year, plus a 25% annual bonus target and company equity in the form of RSUs.

Company

hirify.global develops blockchain-native financial products that combine blockchain transparency and efficiency with AI-driven automation for lending, stablecoins, and capital markets.

What you will do

• Modernize credit underwriting strategies using advanced analytics across HELOC and secured lending products.
• Analyze historical loan performance to model credit expansion, identify customer segments, and improve funnel conversion.
• Investigate credit losses, default trends, and fraud drivers while strengthening fraud controls.
• Develop valuation models for segment-level economics and advise Capital Markets on yield projections and performance assumptions.
• Partner with Product, Engineering, and Data Science on A/B tests balancing risk control, conversion, and user experience.
• Build monitoring frameworks, validate deployed credit and fraud rule changes, support regulatory compliance, and present underwriting methodology to investors.

Requirements

• Bachelor’s or master’s degree in a quantitative field such as Statistics, Mathematics, Economics, Computer Science, Engineering, or Business.
• 5+ years of experience in credit risk management or data science within consumer lending.
• Advanced proficiency in SQL and Python or R for independently working with complex relational data.
• Practical experience with predictive modeling, customer segmentation, and statistical analysis of risk and borrower behavior.
• Experience with Tableau, Power BI, and Looker.
• Strong analytical, problem-solving, communication, collaboration, and business judgment skills.

Culture & Benefits

• Collaborative, high-visibility work with Capital Markets, Product, Engineering, Servicing, Compliance, Legal, and Fraud Risk Management.
• Medical, dental, and vision coverage, with employer-paid premiums on select plans.
• HSA, FSA, Dependent Care FSA, 401(k), commuter benefits, and employer-paid life and disability insurance.
• 11 observed holidays, paid time off, and up to 12 weeks of paid family leave.
• Continuing education reimbursement.