Staff Fraud & Risk Analyst – Loss Forecasting (Fintech)

Location: Mountain View, California, or New York, New York

Salary: $176,500–$238,500 base pay

Company

hirify.global is a global financial technology platform serving tens of millions of customers through products including TurboTax, Credit Karma, QuickBooks, and Mailchimp.

What you will do

• Own the independent Risk view of losses and reserves for an assigned Services or Consumer Group portfolio.
• Build scalable forecasting, reserve, and diagnostic capabilities using cohorted and uncohorted views.
• Analyze negative balances, collections, fraud, account takeover, and other material loss movements, quantifying their P&L and basis-point impact.
• Partner with Finance and Accounting during monthly close to establish a timely view of losses.
• Advise Risk Policy and Operations on initiative impacts, controls, process changes, and acceptable risk-return trade-offs.
• Use SQL, Databricks, and AI tools to investigate forecast misses, diagnose emerging risks, and deliver recommendations.

Requirements

• 7+ years of experience in risk analytics, credit or loss forecasting, financial analysis, or a related quantitative role in financial services or fintech.
• Expertise in loss forecasting, reserves, P&L dynamics, and attribution of basis-point movements across volume, rate, mix, fraud, and collections.
• Advanced SQL, experience with Databricks, Hive, Snowflake, or an equivalent cloud data platform, and strong Excel proficiency.
• Ability to partner with Finance, Accounting, Risk Policy, and Risk Operations and defend recommendations under challenge.
• Clear written communication and the ability to provide concise, decision-ready updates.

Nice to have

• Experience with money movement, lending, disputes, delinquent balances, or collections analytics.
• Experience creating a forecast or reserve process from the ground up.
• Experience with Tableau, Looker, or equivalent BI tools; Python experience is a plus.
• Experience using AI tools to accelerate analysis while retaining ownership of judgment.

Culture & Benefits

• Cross-functional work across Risk, Finance, Accounting, Risk Policy, and Risk Operations.
• Competitive compensation with performance-based rewards.
• Potential eligibility for a cash bonus, equity rewards, and benefits under applicable plans.