Commercial Loan Portfolio Manager

Location: Fully onsite in Redding, California at 1951 Churn Creek, Redding, CA 96002

Salary: $93,000–$165,000 per year, with potential performance-based incentive compensation

Company

hirify.global provides commercial banking products and services and is committed to serving business customers through relationship-focused banking.

What you will do

• Underwrite, monitor, and manage a $50–$200 million portfolio of commercial banking relationships.
• Analyze financial information, cash flow, collateral, and borrower requirements to make lending recommendations and presentations.
• Partner with Commercial Relationship Managers, Credit Administration, and internal business teams as a client and credit liaison.
• Risk-rate loans, make decisions within lending authority, and refer matters requiring higher approval.
• Monitor repayment activity and borrower financial condition, taking action on past-due accounts and repayment risks.
• Attend customer meetings, assess client needs, promote bank products, and support relationship expansion.

Requirements

• 4–7 years of relevant commercial lending experience or experience as a Commercial Credit Underwriter or Commercial Relationship Manager.
• Strong knowledge of commercial underwriting, credit monitoring, portfolio management, lending policies, procedures, and documentation.
• Advanced ability to risk-rate loans and evaluate cash-flow and collateral-based credit.
• Strong analytical, problem-solving, relationship management, business development, sales, communication, and presentation skills.
• Advanced proficiency with Microsoft Excel, Word, PowerPoint, and related software.
• Ability to work fully onsite at the posted Redding, California location; frequent travel is required.

Culture & Benefits

• Healthcare coverage including medical, dental, and vision plans.
• 401(k) retirement savings plan with employer match for qualifying contributions.
• Paid vacation, sick days, volunteer days, and holidays.
• Life and disability insurance, employee assistance, mental health resources, and legal support.
• Tuition assistance, identity theft protection, auto and home insurance, pet insurance, and an online discount marketplace.
• Opportunities to coach, mentor, train others, and serve as a subject matter expert.