Portfolio Manager III - Middle Market, Leveraged Lending

Location: In office in Charlotte, North Carolina, or New York, New York, US

Salary: $122,535–$208,715 per year, plus eligibility for bonus and/or commissions.

Company

hirify.global is a financial services company and a subsidiary of Royal Bank of Canada, serving middle-market businesses and other clients.

What you will do

• Own and manage an assigned middle-market credit portfolio.
• Underwrite credit exposures including syndicated loans, lines of credit, trade finance, foreign exchange, acquisitions, recapitalizations, and growth capital.
• Analyze creditworthiness, cash-flow structures, projections, enterprise value, and complex credit transactions.
• Prepare underwriting memorandums, approval documents, and credit recommendations for Credit Risk and senior leadership.
• Monitor portfolio performance, risk ratings, reporting covenants, covenant compliance, and periodic portfolio reviews.
• Partner with Relationship Managers, clients, Sales, senior leadership, and cross-functional teams, including participating in joint sales pitches.

Requirements

• Bachelor’s degree or equivalent in Finance, Business, or a related field.
• At least 6 years of progressively increasing credit underwriting and portfolio management experience in relevant middle-market industries.
• Advanced understanding of leveraged lending profiles, cash-flow structures, projection modeling, and enterprise value analysis.
• Advanced experience in credit management, lending operations, risk management principles, and leveraged lending guidelines.
• Ability to work independently on moderate to complex credit structures, modifications, and extensions.
• Ability to work in the designated office location in Charlotte or New York.

Culture & Benefits

• Medical, dental, and vision coverage available from the first month following the start date.
• 401(k) company matching contribution.
• Tuition reimbursement and internal upskilling and training resources.
• Vacation, sick, and volunteer time.
• Health and family planning benefits, including fertility support and specialized health programs.
• Career mobility support and colleague resource groups.