Credit Analyst (Fintech)

Location: Los Angeles, California, USA — on-site

Pay rate: $18.47 per hour plus overtime and bonus. Total compensation range: $60,000–$70,000 annually.

Company

hirify.global is a large financial services company with an employee stock ownership program and a reported company value of $18.2 billion.

What you will do

• Underwrite automotive finance deals by analyzing credit reports, income, book value, buy-program scoring, and supporting documents.
• Investigate applications and stipulations for validity, including potential fraud, and determine whether deals should be booked.
• Track early charge-offs and deal performance, including return on assets.
• Interact with customers, dealers, field representatives, employers, creditors, and other external parties.
• Provide credit, sales, and operational support to dealerships and sales representatives.
• Manage high call and email volumes, generate reports, and supervise a DSR as needed.

Requirements

• Excellent written, verbal, and interpersonal communication skills.
• Critical thinking, problem-solving, decision-making, and investigative abilities.
• Supervision and leadership capabilities.
• Ability to work under pressure, multitask, adapt to change, and perform in a fast-paced environment.
• Strong attention to detail, time management, and organizational skills.
• Knowledge of Windows and Microsoft Office Suite, including Word, Excel, PowerPoint, and Outlook.

Culture & Benefits

• Medical, dental, vision, life insurance, and long-term disability benefits.
• Flexible Spending Account, 401(k) matching, and employee stock ownership with company matching.
• Paid vacation, sick days, and holidays.
• Wellness programs, annual flu shots, and employee loan assistance.
• Career path opportunities and discounts on parks, museums, movie tickets, attractions, rental cars, and Dell products.
• Metro Tap Card and Metrolink reimbursement for Los Angeles employees; gym access is available at Los Angeles and Dallas offices.