11 дней назад
Community Lending Mortgage Banker
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Community Lending Mortgage Banker (Residential Mortgage Sales): Originating first mortgages and concurrent second loans for underserved and low-to-moderate-income communities with an accent on consultative sales, referral-network development, and ethical loan counseling. Focus on managing applications through processing and underwriting, meeting sales goals, maintaining SAFE Act and NMLS compliance, and expanding relationships with community organizations.
Location: Fully remote in the United States, with regular travel to clients and referral sources
Compensation: Commission-based; no set salary range.
Company
is a financial services company and a subsidiary of Royal Bank of Canada, serving clients and communities through banking and mortgage products.
What you will do
- Originate residential first mortgage and concurrent second loan products for existing and prospective clients.
- Develop referral networks with realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, and financial advisors.
- Meet with clients and referral sources away from the office to assess needs, present mortgage solutions, and generate new business.
- Provide ethical loan counseling and guide applicants through application, processing, underwriting, and closing-related requirements.
- Submit substantially complete application packages in accordance with TRID requirements and bank policies.
- Grow mortgage volume in underserved communities and support the bank’s CRA and fair-banking objectives.
Requirements
- High school diploma.
- At least 5 years of retail residential mortgage sales experience.
- At least 3 years of mortgage or financial experience within a community lending team.
- At least 5 years of experience serving diverse and underserved clients.
- Must be in good standing under the SAFE Act and be registered or licensed with the NMLS, or be eligible for registration under the SAFE Act.
- Knowledge of mortgage credit policies, industry compliance standards, professional sales communication, and bank software systems.
Nice to have
- Established network of professional and nonprofit referral sources.
- BA or BS degree in business, finance, economics, or a related field.
- Experience with Net Oxygen, Salesforce, Blend, and Microsoft Office.
Culture & Benefits
- Medical, dental, and vision coverage available from the first month following the start date.
- 401(k) company matching contribution.
- Tuition reimbursement and internal upskilling and training resources.
- Vacation, sick, and volunteer time.
- Specialized health and family planning benefits, including fertility support and chronic-condition programs.
- Career mobility support, colleague resource groups, and opportunities for community engagement.
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