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13 дней назад

Senior Credit Risk Officer

Формат работы
onsite
Тип работы
fulltime
Грейд
senior
Английский
b2
Страна
US
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Senior Credit Risk Officer (Commercial Banking): Reviewing and approving commercial banking loans, credit limits, amendments, waivers, and related exposures with an accent on portfolio monitoring, credit standards, and risk assessment. Focus on evaluating loan structures up to $20 million, identifying emerging risks through economic cycles, and improving credit packages for sound customer outcomes.

Location: Fort Worth, Texas, United States; onsite

Company

hirify.global provides banking, investment, and insurance services to businesses and individuals throughout Texas and has operated for more than 150 years.

What you will do

  • Monitor lending teams and commercial banking portfolios for exception reporting, past-due accounts, loan agreement compliance, trends, and emerging credit risks.
  • Review and approve commercial banking credit requests, modifications, amendments, and waivers across loans, treasury management, global trader services, and other exposures.
  • Evaluate loan structures, product types, and credit levels, approving credit risks up to $20 million with limited oversight.
  • Verify that loan packages meet credit standards and provide guidance to improve their completeness, accuracy, and quality.
  • Support the identification of content for credit education programs and promote efficient credit risk delivery.

Requirements

  • Bachelor’s degree, preferably in Finance or Accounting.
  • 10+ years of banking experience, including formal credit training or equivalent knowledge of credit analysis and secured lending.
  • Experience managing loan portfolios and approving credit risks through economic cycles.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft applications.

Nice to have

  • 15+ years of banking experience.
  • Experience as a relationship manager.

Culture & Benefits

  • Medical, dental, vision, long-term disability, and life insurance.
  • 401(k) matching.
  • Paid holidays and paid time off.
  • Tuition reimbursement.
  • Health and wellness programs, including an Employee Assistance Program.
  • Referral bonus program.

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